Banking Solutions (Electronic Banking)
Monetics Excellence: Platforms Innovative
We develop and deploy comprehensive platforms covering the entire electronic payment chain, from card issuance to digital banking solutions, for optimum performance.
Alert management & automated payment processing
Real-time alert system and automated processing for improved monitoring, safety and operational efficiency.
EMV card quality control
Rigorous quality assurance process for EMV smart cards, ensuring compliance and interoperability prior to deployment.
Prepaid bank card reloads & salaries
Complete management of prepaid cards (salaries, gifts) and associated automatic loading and reloading tools.
Instant EMV card issuance
Implementation of the EMV Instant Issuing process, considerably reducing delivery times for customers.
Money transfer platform
Robust, fast system for funds transfers (national and international), integrating the required security and compliance mechanisms.
Electronic payment solution in collaboration with an internationally renowned partner
Implement state-of-the-art electronic payment solutions, backed by the expertise and technology of a world-leading partner.
Agent Banking
Deployment of a network of local agents to extend access to financial services (cash in/out, account opening) in underserved areas.
Internet Banking
Complete online banking platform offering secure access to essential services (consultation, history, requests) from any web browser.
Mobile Banking
Omnichannel solution enabling your customers to manage their accounts and make transfers and payments directly via a secure mobile application.
Digital Services
Banking within reach Main
We implement all the essential and innovative functionalities of mobile and internet banking services for a simplified and secure customer experience.
Card Companion
Card support and management functions (blocking, unblocking, setting limits) directly from the application.
Invoice payment via aggregator
Easy, centralized payment of all bills (water, electricity, telephone, etc.) thanks to the integration of aggregator services.
Mobile unit purchase via aggregator
Buy phone credits or mobile packages instantly, using aggregator services.
Mobile money top-up via aggregator
Secure recharging of Mobile Money accounts (MTN, Orange, etc.) using the aggregator platform.
Wallet reload
Wallet feed functionality directly from the bank account.
Mobile payment with QR code
Innovative payment solution enabling customers to pay for purchases or services by scanning a QR code.
Available with ATM withdrawal facility
Sending money to a third party without a bank card, with the option of immediate withdrawal from ATMs.
Money transfer (cash in, cash out)
Cash deposit and withdrawal services via agent networks or specific channels, facilitating access to cash.
Local and interbank transfers
Simple, secure funds transfer to internal bank accounts or to other financial institutions (SEPA/national transfers).
RIB request
Immediate access and secure printing or sharing of the bank statement for the account concerned.
Checkbook request
Digitized process for ordering and receiving a new checkbook directly via the application or web portal.
Survey edition
Quickly generate and download official statements of account (RIB) in digital format.
View operations
Complete history of financial transactions and operations (debits and credits), with filtering by date.
Balance and account inquiries
Real-time display of balances and details of all bank accounts (savings, cheques) via the digital interface.
Services
Consulting, Audit and Compliance
We work on strategic missions to secure your investments, guarantee the compliance of your electronic payment systems and train your teams.
Training for the entire electronic payment chain
Theoretical and practical training programs for your teams, covering all the systems, technologies and challenges of modern electronic banking.
HSM installation & Encryption key migration
Expertise in deployment, configuration and secure migration of hardware security modules (HSM) and cryptographic key infrastructure.
PCI audit in collaboration with an internationally renowned partner
Complete assessment of your payment environment by certified experts, ensuring your compliance with the strict requirements of the PCI DSS standard.
Audit of electronic payment solutions
In-depth assessment of your systems to identify bottlenecks, guarantee performance and propose plans to improve existing solutions.
Support in the process of acquiring an electronic payment solution
Impartial advice to assess your needs, choose the best electronic payment solution and negotiate the terms of acquisition.
Assistance in integrating electronic payment solutions
Comprehensive technical and strategic support for the successful integration of any new electronic payment solution into your existing infrastructure.
